EONCAP Islamic Bank business model is to focus on 60:40 basis of which 60% of the business comes from Retail Banking and 40% from Enterprise. From the Enterprise banking portion, 50% of it will come from the Small Medium Enterprise (SME) business and the remainder 50% from Corporate Banking.

EONCAP Islamic Bank strategy is to meet BNM targets by achieving the 20% share of Islamic Banking Assets, Deposits and Financing by year 2009, instead of 2010 set by BNM.

EONCAP Islamic Bank business target will be focusing on the segments that we have strong footing and where there is potential of business growth, namely in the areas of Retail Banking Financing and Small and Medium-Sized Enterprises (SME) Financing.

EONCAP Islamic Bank are allowed to the full spectrum of banking business in line with Syariah principles under the Islamic Banking Act 1983, ranging from the retail-based commercial banking business to more sophisticated investment banking business that includes, among others, corporate finance, private equity and wealth management activities.

EONCAP Islamic Bank would explore our operations in line with our aspirations to grow our Islamic banking business and to serve the financial needs of customers that cannot be offered by the conventional banking.

We will continue to

• Deliver our products and services through EON Bank branches, use of more than 127 EON Bank's Banking machines nationwide and the internet services.
• Leverage on the on-going commitment and synergies of the EON Bank Group to ensure further development of our operations in terms of group cross-selling.