2.1

Charges

a.

All accounts having an average daily balance of below RM1,000.00

Service Charge
: RM10.00 per account on half-yearly
  basis


(Except for accounts of government & statutory bodies, other banks and wholly owned subsidiaries of the bank)

b.

Close Account

Service charge : RM10.00 per account
- If closed within 3 months from date of opening
Remittance charges (where applicable):
Waived if beneficiary is account holder (except stamp duty)

c.

Dormant account

Balance up to RM10.00
Account will be closed and all balances will absorbed by the bank
Balance more than RM10.00
Annual service fee of RM10.00 will be charged

2.2

Returned Cheques

a.

Outward Returned Cheques

Service charge : RM150.00 per cheque - if due to insufficient funds (inclusive of insufficient fund item with payment stopped)
Service charge : RM10.00 per cheque - if due to payment stopped

b.

Inward Returned Cheques

Service charge : RM10.00 per cheque - if due to post-dated
Postage : RM2.00 (if applicable)

2.3

Cheque Book

a.

Big/Small Cheque book

Stamp duty : RM0.15 (per piece)

b.

Personalised Cheque book

Actual cost of printing
(except Government cheques)

2.4

Other Charges

a.

Payment stop instruction

Service charge: (including RM150.00 for dishonored payment stopped cheque due to insufficient funds)
RM10.00 per cheque leaf for instruction not accompanied by police report
RM10.00 per instruction for instruction accompanied by a police report

b.

Marked cheque
(same bank branch and same account consider as one item if no. cheque is more than one)

Service charge : RM20.00
Transport expenses : Actual transport expenses incurred, e.g. taxi fare charges
Staff allowance : RM12.00 per day for the staff if travelling beyond 15km and 4 hours or more of work (inclusive of traveling time)

c.

Additional Statement
Printing

Service charge:
Request from customer for regular printing
- RM20.00 per monthly statement per account (for non-business account)
- RM3.00 per daily statement per account (for business account)
Request from customer on ad-hoc basis
- RM1.00 per copy (for non-business account)
- RM10.00 per account (for business account)

d.

Mandate

Service charge : RM10.00
Stamp duty : RM10.00

e.

Status Report from other bank/Bank Reference Letter

Service charge : RM10.00 per request

f.

Audit Confirmation (by customer’s auditor)

Service charge : RM30.00 per request

g.

Cheque book delivered by registered mail or courier service

Postage & other expenses incurred, where applicable

h.

Copy of past months’ statements

Request from customer within 1 year from original statement date
- RM5.00 per month

Request from customer above 1 year from original statement date
- RM1.00 per copy plus RM15.00 per account

i.

Copy of cheques/slips (including cheque images via CHM)

Service charge : RM5.00 per item requested
Transportation (if travelling to warehouse is required) RM50.00 per request

j.

Third party cheque encashment

Service charge : RM2.00 per cheque

k.

Recleared cheque
(Represented cheque)

Service charge : RM50.00 per cheque if account has OD facility

Service charge : RM100.00 per cheque if account has no OD facility

l.

Certified true copy of current account statement and verification of authorized signature

Service charge : RM10.00 per request

2.5

Smart Account

a.

Fees

Monthly service charge : RM5.00 for accounts with average daily balance below RM30,000

b.

Account closed

Monthly service charge : RM5.00 per account if upon closing of account, the average daily balance is below RM30,000

2.6

Basic Current Account

a.

Initial Deposit to open account

RM500.00
Note : No Overdraft facility for basic current account

b.

Cheque Book

Stamp Duty : RM0.15 per cheque leaf

c.

Account having an average daily balance of less than RM1,000.00

Service Charge : RM10.00 per account on half-yearly basis

d.

Interbank GIRO

Service Charge : RM0.50 for first 2 transaction will be charge at RM2.00 per transaction

e.

Dormant Account

Balance up to RM10.00 :
Account will be closed and all balances will be absorbed by the bank
Balance more than RM10.00 :
Annual service fee of RM10.00 will be charged

f.

Close Account

Service Charge : RM20.00 per account - If closed within 3 months from date of opening

g.

ATM Related (PMPC/Debit Mastercard)
Annual Fee

Service Charge : RM8.00

h.

ATM Related (PMPC/Debit Mastercard)
Replacement due to lost/stolen/damaged card or lost PIN

Service Charge : RM4.00
Note: The annual fee of RM8.00 must also be charged upfront. Thus, the total chargeable amount is RM12.00