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First Time User Overview
 
 
 


EBG HouseOwners and HouseHolders Insurance Plan

EON Bank Group Bancassurance offers a wide range of general and life insurance products designed to meet your individual and your family's needs.

Today, EON Bank Group is teaming up with Uni.Asia General Insurance Berhad to provide houseowners with an insurance plan that will cover their assets adequately.

With this HouseOwners & HouseHolders Insurance Plan, you will not only receive the protection you need, but also benefit from business synergies between two leaders in the banking and insurance sectors in the country.

Benefits Highlights

 
HOUSEOWNERS SECTION: BUILDINGS

Protection from as low as 16 sen a day!
The building of your home including fixtures, fittings, garages, outbuildings, walls, gates and fences can be covered for a minimum premium of just RM60 a year.

Coverage of rental losses
You will be covered for loss of rent up to a limit of 10% of the total sum insured.

Coverage of owner's liability
We cover the liability of the Insured to the public as owner of the private dwelling in respect of bodily injury up to RM50,000.

Accidental breakage covered up to RM500
Accidental breakage of fitted glass sheets on the structure of the building will be covered up to a limit of RM500.

HOUSEOWNERS SECTION: CONTENTS

Protection from as low as 16 sen a day!
The contents of your home including furniture, furnishings, household goods, personal effects and valuables can be covered for a minimum premium of just RM60 a year.

Coverage of rental losses
You will be covered for loss of rent up to a limit of 10% of the total sum insured.

Coverage of owner's liability
We cover the liability of the insured to the public as owner of the private dwelling in respect of bodily injury up to RM50,000.

Protection of mirrors included
We also cover you for the accidental breakage of mirrors except hand mirrors.

Coverage of maids' belongings
Even the clothing and personal effects (except cash/currency notes) belonging to your maid(s) (stay-in) are covered.

Coverage of contents temporarily outside home
Contents that have been temporarily removed but still remaining in the geographical area are included in the policy.

Coverage of fatal Injury
In the unfortunate event of your being fatally injured during a burglary or fire in your home, your beneficiary will be compensated.

Extended Coverage
For a nominal additional premium, the following could be included into your coverage:

  • Extended Theft (without the limitation of being accompanied by actual force and violent breaking into or breaking out of a building.) Applies to Householders Section only
  • Riot, Strike, and Malicious Damage
  • Plate Glass exceeding RM500 per piece in value
  • Extended public liability
  • Additional rent
PEACE OF MIND AT HOME AND AWAY!
Break-ins or burglaries are common threats faced by everyone. These are just unfortunate incidents that are occurring daily. With proper protection, you can minimise the risk. For complete peace of mind, you can protect your home and its contents with HouseOwners/ HouseHolders Insurance Plan. In short, you will be covered against damages to your house (building) and its contents by fire, explosion, aircraft, impact damage, bursting or overflowing of domestic water tanks, apparatus or pipes, theft (accompanied by forced and violent break-in), hurricane, cyclone, typhoon, windstorm, earthquake, volcanic eruption and flood.
 

Rates

Section I - Buildings (Class 1A Construction Only)
Detached
Non-Detached
0.106%
Minimum premium RM60

Section II - Contents (Class 1A Construction Only)
Detached
Non-Detached
0.398%
Minimum premium RM60
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