You may not be able to foresee the future but
you can prepare for it. Your state of health, for example, may seem
normal but you will never know what may befall you. And in the event
should that happen will you be adequately prepared financially since
healthcare costs, especially private and personalised medical care are
exorbitantly high?
A comprehensive medical plan is what you require
when such need arises.
Introducing Uni Medicare Plus
Uni Medicare Plus is a health plan that you
can rely on in such an event to give you peace of mind knowing
that you can enjoy the best medical care provided by doctors
and medical centres of your choice.
Designed by Uni.Asia Life Assurance Berhad, Uni Medicare
Plus is a non-participating compreshensive health insurance
plan that helps to settle your medical and surgical bills
in the event of your hospitalisation. It is a complete combination
of a Basic Term and a Rider.
Special Benefits of Uni Medicare
Plus
Uni Medicare Plus provides the following
benefits:
Compassionate Benefit
RM50,000 is payable upon the occurence of Death of Total and
Permanent Disability (TPD), whichever is earlier.
Hospitalisation Benefit
A fixed amount of daily income will be payable for any period
of hospitalisation, subject to a lifetime limit in days.
Surgical Benefit
A lump sum amount will be payable depending on the complexity
of the surgery.
Benefit
Plan A
(RM)
Plan B
(RM)
Plan C
(RM)
Plan D
(RM)
Plan E
(RM)
Hospitalisation (per day)
500
350
250
150
100
Surgical:
Complex
Major
Intermediate
Minor
10,000
5,000
2,500
1,000
7,000
3,500
1,750
700
5,000
2,500
1,250
500
3,500
1,750
875
440
2,500
1,250
625
320
Subject to a Lifetime Limit
300,000
150,000
90,000
60,000
30,000
However, with proper planning, parents can ensure
that their children’s future education needs are well taken care of.
And certainly they can rely on Uni.Asia Life Assurance's Uni Edusaver,
a savings plan designed to help parents to fund their children’s higher
education.
Why Choose Uni Medicare Plus?
No original receipt is required in order for you to
make claim, allowing the flexibility to use the receipt
to claim from another insurer if you have other medical
policies
No co-insurance of deductibles
Fixed daily income irrespective of claim amont
Guaranteed renewal every year
Easy admission to all hospitals
You have the freedom to choose the hospital of you choice
As Uni Medicare Plus combines both Basic Term plan and a Rider, the
cumulative premiums payable should be derived from the premium rates
provided below for both the Basic Term and Rider:
Total premium payable is calculated as follows:
Total Premium = Basic Term + Rider (according to plan)
Example
For a female aged 30 purchasing Plan C, the calculation would be:
Premium payable will increase with age, as indicated by the relevant
Age Band.
These premium rates are not guaranteed.
Defination of Common and Technical Terms
Total and Permanent Disability (TPD)
Insured's inability to performr the essential acts of his/her
own occupation or any other occupation for which he/she
is reasonably suited by education, training or experiece
permanently.
Hospitalisation Benefit
The Hospitalisation benefit, during the period of this Supplementary
Contract, is subject to a maximum of,
a) 120 days per disability and
b) the hospitalisation benefit lifetime limit (as defined
in the Schedule of Benefit) of 730 days
Surgical Benefit Lifetime Limit
Surgical Benefit Lifetime Limit is defined as the total
amount of surgical claim payable during the Life Assured's
lifetime for the perioud of this Supplementary Contract
Day
Hospital Charging Day
Hospitalisation
12 hours and/or charged by hospital
Hospital
Hospital services provided
Military Hospital - excluded
Category of Surgery
Depends on degree of severity
Single operation - more than one procedure
- payment limited to the highest
Uni Medicare Plus is a yearly renewable
and one-year term plan
For more information, call our EON Bank Customer Careline at 03-2616-1111
or visit the nearest EON
Bank branch today.
