Interest Rates for Deposit Accounts

With effect from 14 July 2010, the Base Lending Rate is 6.30%. The following are the new interest rates for the respective deposit and investment accounts.

	Fixed Deposit Account
	With effect from 21 July 2010 Individuals, SMEs, Corporate, Non-Residents & V50 FD Rates Tenure (Months) Rates (p.a.) 1 - 2 2.75% 3 - 5 2.75% 6 - 8 2.80% 9 - 11 2.85% 12 3.00% 13 - 14 3.00% 15 3.00% 16 - 17 3.00% 18 3.00% 19 - 23 3.00% 24 3.10% 25 - 35 3.10% 36 3.30% 37 - 47 3.30% 48 3.50% 49 -59 3.50% 60 3.60%

	Normal Savings Account
	With effect from 31 December 2009 Balance (RM) Rates (p.a.) Up to RM5,000 0.00% Up to RM10,000 0.20% Up to RM20,000 0.40% Up to RM50,000 0.80% Above RM50,000 1.00%

	Basic Savings Account
	With effect from 11 January 2010 Balance (RM) Rates (p.a.) Up to RM5,000 0.25% Up to RM10,000 0.25% Up to RM20,000 0.40% Up to RM50,000 0.80% Above RM50,000 1.00%

	V50 Savings Account
	With effect from 31 December 2009 Balance (RM) Rates (p.a.) Up to RM5,000 0.20% Up to RM10,000 0.40% Up to RM20,000 0.70% Up to RM50,000 1.00% Above RM50,000 1.40%

	High Flexi Account
	With effect from 21 July 2010 Balance (RM) Rates (p.a.) Up to RM5,000 0.00% Up to RM10,000 0.10% Up to RM20,000 0.30% Up to RM50,000 0.50% Above RM50,000 2.75%

	Smart Junior
	With effect from 30 July 2010 Balance (RM) Rates (p.a.) Up to RM50,000** 2.75% Above RM50,000 1.25% ** Interest payable at 1 month FD rate

	Smart Account (Current cum Savings Account)
	With effect from 31 December 2009 Balance (RM) Rates (p.a.) Up to RM5,000 0.00% Up to RM10,000 0.20% Up to RM20,000 0.40% Up to RM50,000 0.80% Above RM50,000 1.00%

	SaveMonthly Account
	SaveMonthly Account (base interest) * Amount Rates (p.a.) RM 0 – RM 5,000 0.25% RM 5,001 – RM 10,000 0.25% RM10,001 – RM20,000 0.40% RM 20,001 -  RM50,000 0.80% Above RM50,000 1.00%   * SaveMonthly Account Account maintains the same interest rates as Basic Savings Account Savings plan rate (interest earned on top of base interest) Amount Rates (p.a.) RM100 to RM500 0.20% RM510 to RM1,000 0.40% RM1,010 above 0.60%   Interest is calculated daily and credited monthly Note: Savings plan only available in multiple of RM10