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First Time User Overview
 
 
 



A Banking facility which allows the customer to draw cheques for an agreed sum for specified period more than the amount available to the credit of his account.

Features

 

Interest charged on the amount overdrawn only.

No fixed repayment on the amount utilised, customer have the option to service the monthly interest or make additional payment towards the principal amount.

Useful as a standby credit for personal consumption or working capital on a short term basis.

 

Eligibility

 
A Malaysian Citizen.
Individuals above 18 years of age.
Gainfully employed individuals or established businessmen.
 

How To Apply

  Employed individuals
Photocopy of IC (both sides).
Latest 3 years Form J or Form EA.
Latest 3 months salary slip.
Confirmation letter from employer.
 
  Self-employed individuals
Photocopy of IC (both sides).
Latest 3 years Form J.
Business registration form.
6 months bank statements.
 
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