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  HomeDeposits › Al-Rushd' Current Account

First Time User Overview
 
 
 
     

Al-Rushd' Current Account Product Features

EONCAP Islamic Bank offers Current Account, a unique deposit product based on Wadiah Yad Dhamanah (guaranteed safe keeping), which is designed to cater the business accounts and also individual customers.

Features
It is Shariah compliance and based on Wadiah Yad Dhamanah contract
Minimum opening amount is RM500
Introducer is required
Hibah is paid on monthly basis for balance above RM500
  Click here to check latest rate

Deposits/Withdrawal
Over the counter (OTC)/cheque book/Self Service Terminal (SST)/Internet Banking/IVR (Phone Banking)

Eligibility
For all Malaysian residents and foreign citizens age 18 years and above
For Sole Proprietor

Benefits
Takaful coverage:
With monthly contribution from RM 10 to RM100 you are entitled for:
 
  1. Death benefit ranging from RM12, 000 to RM120, 000
  2. Immediate Death Expenses pay:
    • Account Holder RM500.00
    • Spouse RM500.00
    • Child RM250.00
  3. Total Permanent Disability:
    • Natural, ranging from RM1, 200 to 12,000 for 10 years
    • Accidental ranging from RM2, 400 to 24,000 for 10 years
  4. Daily Hospital Income from RM10 to RM100
  5. Accidental Partially Permanent disability from RM24, 000 to RM240, 000
  6. Accelerated Critical Illness from RM12, 000 to RM120, 000
 
Click here for comprehensive Group Takaful Scheme Table  

 

 

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