|
Standard Bank Charges
9.0 Financing
a. |
BBA House Financing-i |
Waived |
| b. |
BBA Term Financing-i |
Waived |
a. |
IBT cash/cheque payment :
- Within same clearing
area
- Different clearing
area
|
No charges
No charges
|
| b. |
Standing Instruction |
Stamp duty : RM10.00
(for periodical payment form)
Waive other charges
|
a. |
i- Audit confirmation
ii- Status report from other bank
|
Service charge :
RM30.00 per request
Service charge :
RM10.00 per request
|
| b. |
Additional photocopying of documents
|
Service charge :
- Title Deed -RM 3.00 per set
- Charge -RM10.00 per book
- Letter Of Offer -RM 3.00 per set
- Financing Statement -RM 3.00 per month
|
c. |
CTOS search
|
No charges
|
| d. |
Issuance of cashier’s order for disbursement of financing |
No charges |
e. |
Standard legal documents
|
RM10.00 per copy
* No charge for Power of Attorney
|
| f. |
Late monthly installment/repayment
|
Compensation charge :
1% on the amount in arrears, accrued daily.
(1%X (n) X amount in arrears)/365
(n)=number of days profit overdue
|
g. |
Late repayment upon maturity of facility
|
Compensation charges:
Overdue amt x Prevailing IIMM rate x No of days Overdue/365
(IIMM = Islamic Interbank Money Market)
|
| i. |
Financing purchase and refinancing
- Vacant lands
- Retail outlets in shopping complexes
- Office spaces at commercial complexes
|
Nil
|
j. |
Variation for approved terms and conditions
|
Variation for approved terms and conditions
|
| k. |
Property inspection in lieu of formal valuation
|
- RM100.00 per inspection for property value of not exceeding RM150,000
- RM200.00 per inspection for property value from RM150,001 to RM500,000
- RM300.00 per inspection for property value above RM500,000
|
a. |
Registration fee (for new cars) or Transfer fee (for
used cars) |
RM150.00, or as determined by Jabatan Pengangkutan
Jalan (JPJ)
|
b. |
Ownership claim
| RM50.00, or as determined by Jabatan Pengangkutan Jalan (JPJ) |
| c. |
Late instalment/repayment :
(for HP and non HP act items)
|
Compensation charge : 1% on the amount in arrears, accrued daily,
no minimum
(1% X amount in arrears)/
365
|
| d. |
Re-possession
|
Re-possession fee : RM500.00, or as determined by panel re-possessors
(must be approved by respective approving authorities)
Stockyard fee : As determined by stockyard
|
| e. |
Issuance of letter to JPJ and/or other authority for:
- Duplicate registration card
- Change of engine number
- Interchange of registration number
- Driving/Ferrying vehicle out of West/East Malaysia
|
RM10.00 per letter
|
| f. |
Issuance of letter to JPJ and/or other authority for loss of release
letter |
RM50.00 per letter
|
a. |
New / Incremental financing application (for non-SME
applicant only) |
Facility fee :
- RM100.00 for facility limit of less than RM500,000
- RM500.00 for facility limit of RM500,000 up to less than RM5,000,000
- RM1,500.00 for facility limit of RM5,000,000 and above
Note: Facility limits of RM5,000,000 and above
on bridging financing, contract financing, share financing and term
financing on purchase of land for development basis is subject to
a facility fee of minimum 0.25% up to maximum of 0.50% against the
facility limit. |
| b. |
Facility Excess Application (FEA) on new / incremental financing
application
|
Variation fee : RM50.00 per request (inclusive of but not limited
to revision in pricing, revision in repayment terms, extension of
financing availability period, revision in financing tenor and variation
in security arrangement)
Service charge :
- RM50.00 per request for amount less than RM5,000
- RM100.00 per request for amount of RM5,000 up to less than RM50,000
- RM200.00 per request for amount of RM50,000 and above
|
c. |
Issuance of disclaimer letter |
Service charge : RM50.00 per disclaimer letter |
| d. |
Withdrawal from housing development account |
Service charge : RM50.00 per transaction
|
e. |
Disbursement for BF-i/ BAID-i/TF-i |
Service charge :
- RM100.00 per disbursement for amount of less than RM1,000,000
- RM200.00 per disbursement for amount of RM1,000,000 and above
|
| f. |
Issuance of redemption letter for settlement / refinancing |
Service charge : RM50.00 per redemption letter
|
a. |
Processing fee on new / incremental loan application |
Share Margin Financing Facility (Super Share + EPIC)
| Facility limit | Fee/Percentage |
| Up to RM100,000 | RM100.00 |
| RM100,001 to RM250,000 | 0.10% |
| RM250,001 to RM500,000 | 0.25% |
| RM500,001 to RM1,000,000 | 0.50% |
| RM1,000,001 to RM2,000,000 | 0.75% |
| Above RM2,000,000 | 1.00% |
Term Financing (TF-i) Facility
1.00% of facility limit
ESOS / IPO Facility
| Facility limit | Fee/Percentage |
| Up to RM10,000 | RM150.00 |
| RM10,001 to RM100,000 | RM200.00 |
| RM100,001 to RM200,000 | RM250.00 |
| Above RM200,000 | 1.00% |
|
| b. |
Extension fee on facility amount rollover |
Share Margin Financing Facility (Super Share + EPIC)
| Facility limit |
Fee/Percentage |
| Up to RM100,000 |
RM100.00 |
| RM100,001 to RM250,000 |
0.10% |
| RM250,001 to RM500,000 |
0.25% |
| RM500,001 to RM1,000,000 |
0.50% |
| RM1,000,001 to RM2,000,000 |
0.75% |
| Above RM2,000,000 |
1.00% |
Term Financing (TF-i) Facility
1.00% of facility limit
ESOS / IPO Facility
| Facility limit |
Fee/Percentage |
| Up to RM10,000 |
RM150.00 |
| RM10,001 to RM100,000 |
RM200.00 |
| RM100,001 to RM200,000 |
RM250.00 |
| Above RM200,000 |
1.00% |
|
c. |
Transaction fee on turnover (purchase and sales transaction) |
Share Margin Financing Facility (Super Share + EPIC)
| Turnover of facllity limit |
Percentage on facility limit |
| Less than 50% |
1.00% |
| Between 50% to 100% |
0.75% |
| Between 100% to 150% |
0.50% |
| Between 150% to 200% |
0.25% |
| More than 200% |
No charges |
Term Financing (TF-i) Facility
| Turnover of facllity limit |
Percentage on facility limit |
| Less than 50% |
1.00% |
| Between 50% to 100% |
0.75% |
| Between 100% to 150% |
0.50% |
| Between 150% to 200% |
0.25% |
| More than 200% |
No charges |
ESOS / IPO Facility
No charges
|
d. |
Collateral withdrawal fee |
RM20 per counter per withdrawal in addition to MCD’s
withdrawal. |
| e. |
Cash withdrawal fee |
RM20 per withdrawal;
or
Up to 1.00% on quantum of withdrawal if such withdrawal occurs within
3 months from date of shares transferred in as initial pledge.
|
f. |
Early settlement compensation
|
Share Margin Financing Facility (Super Share
+ EPIC)
Up to 1.00% flat on facility limit irrespective of tenure.
Term Financing (TF-i) Facility
Up to 1.00% flat on facility limit irrespective of tenure.
ESOS / IPO Facility
0.25% of the original loan amount, subject to a minimum of RM25.00
* This fee is not applicable to:
- prepayment of loan with 7 days prior notice given to the bank;
- settlement via disposal of shares
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