Fixed Deposit
	Fixed Maturity period in multiples of 1 month up to a period of 5 years Payment of interest for deposits of less than 12 months shall be on maturity and for periods of more than 12 months shall be six-monthly. Interest calculation is based on the simple interest formula. The minimum amount for deposits of 1 month is RM5,000-00 All fixed deposits not withdrawn upon maturity shall be deemed to be on automatic renewal instruction.

	Money Market Deposits Account (MMD)
	MMD is an interest bearing deposit account for a fixed term of 1 to 365 days with the principal and interest payable upon maturity. Interest calculation is based on simple interest formula. The minimum amount for deposits is RM100,000-00.

	Foreign Currency Fixed Deposit
	Fixed maturity period ranging from 1 day to 1 year In 7 different currencies, i.e. US dollar, Australian dollar, Euro, Singapore dollar, Hong Kong dollar, Sterling Pound and Japanese Yen Eligibility to operate the account is subject to BNM’s Foreign Exchange Administration Rules

	Negotiable Instruments of Deposit (NID)
	Issued for minimum tenure of 1 month up to a period of 10 years Minimum denomination of RM100,000-00 and a maximum of RM10 million per certificate, in multiples of RM50,000-00

	Negotiable Islamic Debt Certificate
	Negotiable Islamic Debt Certificate is structured along the concept of Bai Bithamin Ajil (deferred payment sale). It refers to a sum of money deposited with the banking institutions and repayable to the bearer on a specified future date at the nominal value Issued for a minimum tenure of 1 month up to a period of 10 years Minimum denomination of RM100,000-00 to a maximum of RM10 million per certificate, multiples of RM50,000-00

	Al Mudharabah General Investment Account
	An agreement between the investor (company) and the Bank for investment of the funds on a profit sharing basis over a specified period of time Investment period from 1 month to 60 months Minimum amount of placement is RM50,000-00 The profits will be shared between the investor and the bank in accordance to a predetermined ratio that was agreed upon at the time the account is opened Upon placement the rates quoted are indicative only, whereas the actual profit is determined upon maturity based on the profit declared on the 16th of the month.

	Al Mudharabah Special Investment Account
	An agreement between the investor (company) and the Bank for investment of the funds on a profit sharing basis over a specified period of time Investment period from 1 day to 365 months Minimum amount of placement is RM100,000-00 The profits will be shared between the investor and the bank in accordance to a predetermined ratio that was agreed upon at the time the account is opened Upon placement the rates quoted are indicative only, whereas the actual profit is determined upon maturity based on the profit declared on the 16th of the month.

For more details or enquiries, call our Direct Line 03-26945788, 26944211, 26943641, Toll Free line - 1-800887388 or email us using our Customer Care form.